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Innovations in Risk Assessment

TruRisk provides sophisticated risk assessment to health insurers and reinsurers for more accurate risk evaluation for the following product lines:

  • Group Term Life
  • Disability - both LTD and STD
  • Medical
    • Capcost™ aggregate only stop loss with 10% corridors
    • Specific stop loss
    • First dollar medical

TruRisk provides risk assessment tools by utilizing patented and patent-pending evaluation methods, resulting in more accurate evaluation of risk for health insurers and reinsurers.

The Group Underwriting Association of America (GUAA) invited TruRisk to present its life and disability risk selection methods at it fall 2006 conference. The highlights of the presentation can be found in this TruRisk article, published on the GUAA website.











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